Federal Stafford Loan Amounts
Dependent undergraduate students may borrow up to the amounts listed below in combined subsidized and unsubsidized loans.
Amount per year:
Dependent Students |
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| Academic Level | Based Amount | Additional Unsubsidized Loan amount* |
| Freshmen (0 - 24 semester credit hours) |
$3,500 | $2000 |
| Sophomore (25 - 48 semester credit hours) |
$4,500 | $2000 |
| Junior (49 - 89 semester credit hours) |
$5,500 | $2000 |
| Senior (90+ semester credit hours) |
$5,500 | $2000 |
Independent Students |
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| Academic Level | Based Amount | Additional Unsubsidized Loan amount* |
| Freshmen (0 - 24 semester credit hours) |
$3,500 | $6000 |
| Sophomore (25 - 48 semester credit hours) |
$4,500 | $6000 |
| Junior (49 - 89 semester credit hours) |
$5,500 | $7000 |
| Senior (90+ semester credit hours) |
$5,500 | $7000 |
Graduate Students |
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| Academic Level | Based Amount | Additional Unsubsidized Loan amount |
| Graduate | $8,500 | $12,000 |
Aggregate Loan Limits (Effective July 1, 2008)
Undergraduate Dependent Students: $31,000 (no more than $23,000 of which can be subsidized)
Undergraduate Independent Students: $57,500 (no more than $23,000 of which can be subsidized)
Graduate Students: Currently $138,500 (no more than $65,500 of which can be subsidized)
*Effective July 1, 2008. Additional unsubsidized Stafford loan limits are available to undergraduate students for loans first disbursed on or after July 1, 2008