Stafford Loans

Federal Stafford Loans are subsidized and/or unsubsidized depending on financial need.

Subsidized loans are based on financial need with a 6.8% fixed interest rate. Repayment of the principal is deferred until 6 months after you graduate or cease half-time enrollment. The interest is paid by the government while you are enrolled.

Unsubsidized loans are not based on financial need. Repayment of the principal is deferred until 6 months after you graduate or cease half-time enrollment. Interest accrues while enrolled. Deferment options are available for interest payments.

Federal Stafford Loan amounts vary depending on grade level and dependency status.

Choose a lender and sign your MPN:

Don't forget to complete your Entrance Interview.

 

Eligibility Requirements

Complete your government required Entrance or Exit Counseling online today.

First-time borrowers:
  • Stafford Entrance Interview
  • Perkins Entrance Interview


    • Graduating students:
  • Stafford Exit Interview
  • Perkins borrowers will be contacted by University Accounting Services


    • Look Up Your Loan

    Use ELMNet to review all your student loan information on the web. You can monitor your loan status from the time you submit it until the day your loan is fully paid.

    Office of Financial Aid

    Email: financial_aid@sxu.edu
    Phone Number: (773) 298-3070
    FAX Number: (773) 298-3084

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