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Health Insurance for Students

Insurance coverage and hard waiver is only required for School of Nursing and Health Science (SONHS) students attending clinical placement and international students.


Saint Xavier University (SXU) is pleased to partner with Gallagher Student Health (Gallagher), to provide a PPO insurance plan from United Health Care to students who must have health insurance as a condition of enrollment.

School of Nursing and Health Sciences students attending clinical placement and international students are required to be covered under a comprehensive health insurance plan that can be used in the State of Illinois. These students are the only students eligible to enroll in the policy.

The United Health Care PPO policy is automatically added to your account and billed to you via the SXU Health Center.

  • If you already have comprehensive health insurance that can be used in the State of Illinois and do not want this coverage, you MUST provide the details of your policy (also called a waiver) to remove the Gallagher policy and related charges from your account.
  • Gallagher will review your policy to ensure it meets minimum requirements and process your waiver request.

Accelerated BSN students with an anticipated graduation of August 2021 must either choose to enroll or waive the student insurance policy through this link on or before the May 14, 2021 deadline. The extension policy for Accelerated BSN students with an anticipated graduation of August 2021 will be active from May 18, 2021 to August 31, 2021, at the cost of $615.00.

Accelerated BSN students with an anticipated graduation of August 2022 must either choose to enroll or waive the student insurance policy through this link on or before the May 14, 2021 deadline. The 2021-22 annual policy for Accelerated BSN students with an anticipated graduation of August 2022 will be active from May 18, 2021 to May 17, 2022, at the cost of $2,098.00.

Fall semester SONHS students attending clinicals must either choose to enroll or waive the student insurance policy through this link on or before the August 20, 2021, deadline. The 2021-22 annual policy for fall 2021 students will be active from August 1, 2021 to July 31, 2022, at the cost of $2,096.00.

Accessing good health insurance at an affordable price can be a challenge. As an added benefit, students who enroll in the policy, can also add their spouse and/or dependents to the policy. You can find details about this process on the Gallagher website.

Please do not hesitate to contact Gallagher Student Health and Special Risk at 833-818-7087 if you need assistance.