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Office of Financial Aid

FAFSA Updates

 


When did the 2024 FAFSA become available?

The FAFSA became available on December 31, 2023. You are encouraged to complete your FAFSA as soon as possible to maximize your financial aid eligibility. For those who had trouble filing, we encourage you to complete the FAFSA now.


When will Saint Xavier receive my official FAFSA information?

Federal Student Aid (FSA) will not transmit FAFSA information to institutions until the first half of March. For now, we are providing estimates using data provided when you file your FAFSA. We encourage incoming students to use our net price calculator.


What should current Saint Xavier students do?

If you haven't filled it out, file the FAFSA as soon as possible. We understand filing the FAFSA has been a difficult process for everyone, even students who have gone through the process in previous years. If you have questions, visit your financial aid counselor or email us at finaidFREESXU.


When will my financial aid offer be available?

The Office of Financial Aid at Saint Xavier University plans to ramp up our efforts to prepare financial aid offers for students in a very compressed timeframe this year due to government delays. We are committed to turning things around for students as quickly as humanly possible. We are here to help you through the process so you can join Saint Xavier University next year.


How can I receive an estimate of my Financial Aid package?

If you are an incoming student, you can receive a financial aid estimate via SXU's Fast Access to Financial Aid initiative. Step 1 -- File the FAFSA. Step 2 -- Send your SAI, available in the confirmation email received upon submission of the FAFSA to finaidFREESXU. We'll send you an estimate of your aid awards. You can see what type of financial support you may receive as a Saint Xavier student.


What if my parent(s) don't have a social security number?

The U.S. Department of Education announced on April 4 that the issue keeping some contributors without a Social Security number (SSN) from participating in the online FAFSA form has been resolved. All applicants who previously had challenges inviting their non-SSN contributor to their form may now do so without issue. Affected applicants should follow the updated instructions.

Financial Aid Workshops and Events

Register for one of our upcoming Financial Aid Information Sessions.

Register

Income/Aid Chart

View data from last fall's admitted freshmen to see the average SXU merit award, average additional aid issued beyond the merit award, and the total aid for last year's freshmen by family income bands.

View Chart
 

The Office of Financial Aid welcomes you and is here to answer any questions you may have.

Students may contact their financial aid counselor via phone or email. If you are unsure who to contact, you may send an email to finaidFREESXU to be transferred to the next available counselor.

Students are advised to check their SXU email and mySXU Self-Service frequently for changes to their aid.

Filing for Financial Aid

The 2025-2026 FAFSA will be made available to file December 1, 2024. You are encouraged to complete your FAFSA as soon as possible to maximize your financial aid eligibility. 
To file:

  1. Create your FSA ID
  2. Complete the 2025-2026 FAFSA 
    • Click the "Start Here" button and login using your FSA ID
  3. Include Saint Xavier University's school code: 001768
  4. Include student and parent's (if requested) FSA IDs to electronically sign the form or print the signature page; the FAFSA will not process without necessary signatures
  5. Submit: The application is not complete until your confirmation number is displayed
  6. Follow up: Check the status of your FAFSA, make corrections, view and print your Student Aid Report online
Help is available for every question in the "Help & Hints" boxes on the FAFSA. Call 1-800-4-FED-AID with any questions regarding your FSA ID or FAFSA.

The 2024-2025 FAFSA was made available to file December 1, 2023. You are encouraged to complete your FAFSA as soon as possible to maximize your financial aid eligibility. 

To file:

  1. Create your FSA ID
  2. Complete the 2024-2025 FAFSA
    • Click the "Start Here" button and login using your FSA ID
  3. Include Saint Xavier University's school code: 001768
  4. Include student and parent's (if requested) FSA IDs to electronically sign the form or print the signature page; the FAFSA will not process without necessary signatures
  5. Submit: The application is not complete until your confirmation number is displayed
  6. Follow up: Check the status of your FAFSA, make corrections, view and print your Student Aid Report online
Help is available for every question in the "Help & Hints" boxes on the FAFSA. Call 1-800-4-FED-AID with any questions regarding your FSA ID or FAFSA.

Stay Connected with FAFSA

FAFSA Simplification

The FAFSA Simplification Act represents a significant overhaul of the processes and systems used to award federal student aid starting with the 2024-2025 award year. This includes the Free Application for Federal Student Aid (FAFSA®) form, need analysis, and many policies and procedures for schools that participate in federal student aid programs.

These changes are aimed at making it easier for students and their families to apply for financial aid with a more streamlined application process.

  • Contributor: anyone who is asked to provide information on the FAFSA -- student, student spouse (if married), parent(s), and stepparent(s) for example.
  • Consent: each contributor will now need to provide their consent to their Federal Tax Information (FTI) being included in the FAFSA, even if they did not file a U.S. tax return.
  • SAI: Student Aid Index (SAI) replaces the Expected Family Contribution (EFC).
  • FTI: Federal Tax Information (FTI) transferred directly from the IRS.

  • More streamlined application process with fewer questions and an easier way to transfer the tax information directly from IRS.
  • For students whose parents are divorced or separated, the Custodial Parent on your FAFSA will be the parent who provides you with the most financial support and will no longer be the parent with whom you lived with the most over the past 12 months.
  • Foster, homeless, and unaccompanied youth -- as well as applicants who cannot provide parental information -- will be able to complete the form with a provisional independent student determination and receive a calculated SAI, however these students must meet with a financial aid counselor before an offer letter can be created.
  • The number of family members in college will no longer be used in determining need-based aid eligibility calculation.

All FAFSA contributors must have their own FSA ID to log into the online FAFSA form. Your FSA ID will serve as your legal signature when completing electronic documents. You can create your FSA ID at any time at studentaid.gov. We encourage you to complete this step as soon as possible.

When you are creating your FSA ID account, you will be required to enter a mailing address and a personal email address. You are unable to use an email address that is already connected to another FSA ID.

If the parent and student have already completed a FAFSA in the past, you already have your own FSA ID. For assistance retrieving your FSA ID and/or password please visit studentaid.gov.

All FAFSA contributors regardless of citizenship status must have their own FSA ID to log into the online FAFSA form. Your FSA ID will serve as your legal signature when completing electronic documents. You can create your FSA ID at any time at studentaid.gov. We encourage you to complete this step as soon as possible.

When you are creating your FSA ID account, you will be required to enter a mailing address and a personal email address. You are unable to use an email address that is already connected to another FSA ID.

Studentaid.gov Account Creation Instructions (step-by-step) for individuals WITHOUT a Social Security Number (SSN)

Step 1: An individual should visit studentaid.gov, select "Create Account" and complete all steps, including answering 1-4 knowledge-based verification questions via TransUnion.

Step 2: Upon completing the Create Account process, the individual will see a confirmation page with the results of their identity verification. If they fail the TransUnion process, the individual will be informed that FSA was unable to verify their information and that they must contact the Federal Student Aid Information Center (FSAIC) at 1-800-433-3243.

Note: The individual will also receive an email from FSA informing them to call FSAIC for next steps and verify their identity.

Step 3: Once the individual contacts FSAIC, FSA will create a case number and send them a verification email, which will include guidance on how to submit copies of unexpired acceptable documentation (listed below) to verify their identity. Individuals will also be required to submit an attestation and validation of identity form along with their approved identity documentation. This form will be available on studentaid.gov.

Acceptable Documents to Establish an Individual's Identity:

Provide one (1) of the following documents to establish identity:

  • U.S. Driver's License
  • U.S. State/City Identification
  • Card Foreign Passport

Or One (1) set of documents below to establish identity:

  • Municipal Identification Cards + utility bill
  • Community ID + utility bill
  • Consular Identification Cards/Matricula Consular + utility bill

Step 4: Upon receipt of the email that FSA was unable to verify their identity, an individual is then required to submit one or a combination of their acceptable documentation from the list above and a signed attestation form to: IDVerification@ed.gov

Step 5: FSA will review an individual's submitted documentation and signed attestation form to ensure it is acceptable and matches the account information provided during the Create Account process. If there is a successful match, the Department will finalize the account creation. The individual will receive an email indicating their identity has been verified and that they may now use their account username and password (FSA ID) to log in at StudentAid.gov and complete applications for student financial assistance programs.

  • Each contributor (student, student spouse, parent(s) and/or stepparent) will have to provide consent.
  • If any contributor does not provide their consent the Student Aid Index (SAI) will not be calculated, and we will not be able to determine your eligibility for federal and state financial aid.

Steps to File Your 2024-2025 FAFSA:

FSA ID Contributors without a Social Security Number:

What happens after submitting your FAFSA:

Resources

Acceptable Documents to Establish an Individual's Identity:

Provide one (1) of the following documents to establish identity:

  • U.S. Driver's License
  • U.S. State/City Identification
  • Card Foreign Passport

Or One (1) set of documents below to establish identity:

  • Municipal Identification Cards + utility bill
  • Community ID + utility bill
  • Consular Identification Cards/Matricula Consular + utility bill
 

Merit Aid Calculator

The Merit Aid Calculator is intended for use by prospective freshmen and by prospective full-time transfer students for our campus.

Merit Aid Calculator

Net Price Calculator

The Net Price Calculator is intended for use by prospective freshmen and full-time transfer students.

Net Price Calculator

Make Changes to Your Financial Aid Awards

Do you want to reduce or reject a loan or work-study award? You can make these changes online via Self-Service on mySXU. Just click Financial Aid from the drop-down menu where you will see the option to adjust awards.

New Students: Complete your Loan Requirements Today

All new student borrowers must complete these steps before Direct Subsidized and Unsubsidized Loans can be processed:

  1. Complete your Entrance Counseling
  2. Sign your Master Promissory Note (MPN)

Parent Loans

Parents of dependent students can apply for a Federal Direct PLUS Loan for Parents to finance educational costs for their dependent undergraduate student. The parent can apply online using the same FSA ID used to electronically sign the student's FAFSA.

Verification

If you have been selected for the Federal Verification process, go to Financial Aid via mySXU Self-Service to review the documents needed. Please complete and return all requested documents to the Office of Financial Aid as soon as possible to prevent funding delays.

Graduating Students - Complete Exit Counseling

All graduating students need to complete Exit Counseling for their federal student loans. Complete yours online today.

Exit Counseling: If you have borrowed from the Federal Direct Subsidized or Unsubsidized loan programs while attending SXU, Exit Counseling must be completed prior to graduation. Sign in using your FSA ID.

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